Financial Aid Application

Financial Aid Application


Reformed Theological Seminary understands the sacrificial nature of pursuing a call to ministry. The seminary makes a conscious effort to keep tuition low, and each student's tuition cost pays approximately one third of the actual cost of a student's education. The remainder is subsidized by donations to the seminary.

The seminary considers the student to have the primary responsibility for financing his/her education and expects them to do whatever is possible to meet financial needs. This includes arranging support from church, family, and friends and maintaining employment either off or on campus.

Understanding that these sources do not always provide the necessary funding for the student, the seminary, in conjunction with the Lord's people, has established various types of financial aid programs to help cover the cost of theological education.

Instructions for Applying for Financial Aid

RTS recommends that students apply for financial aid at least 4 weeks before the expected term of enrollment begins, as tuition is due in full on the first day of the term. RTS does not retroactively apply scholarships to terms that are closed. The default dates of academic terms for financial aid purposes are listed below. Always refer to your campus registrar if you have questions about which semester you are enrolling in.

  • Winter: January 1 – January 31
  • Spring: February 1 – May 31
  • Summer: June 1 – August 31
  • Fall: September 1 – December 31

If a scholarship is granted, the start term is determined by the semester listed on the financial aid application. Courses that begin before the start term will not be covered by financial aid. The award will be automatically applied to the student’s account at registration until the student completes their studies or the time limit for their degree program expires.

While you may apply for multiple scholarships, RTS will award the one scholarship that provides the greatest financial assistance. With the exception of the Church Partnership program, scholarships are awarded for a limited duration of continuous study: MDiv students for 5 years, MA students for 3 years, Certificate students for 2 years. RTS requires all applicants to apply for need-based aid.

Certain scholarships may only be available to degree-seeking students.

To view descriptions of all RTS Scholarships, visit www.rts.edu/financialaid.

RTS New York students should not fill out this financial aid application. For more information, please reach out to NYC Admissions.

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